We can provide competitive quotes for Commercial and Residential Let Properties from a single property to large portfolios saving you time and money! We have had considerable success in this sector due to our competitive premiums and quality of service.
Empty Property under Probate? While Probate is being granted it is up to the Executors to insure the Property. We can help you find the right cover at the best price. Annual or Short Period cover is available. If you would like to speak to an experienced member of our team please call us on 01706 829590.
We have access to a panel of dedicated Landlords insurers offering wide, specific property owners cover. Call us today on 01706 829590 for our best deal just for you!
The main insurance covers available to protect your investment are:
Buildings Insurance
This provides cover for the actual structure of the property against certain losses, i.e. Fire, Flood, Storm etc. If the property is empty the cover will usually be restricted to Fire cover only. It is vitally important to let us know if there is a change of occupancy so that we can advise the best course of action to maintain cover on your behalf.
Loss of Rent
The vast majority of our products include Loss of Rent cover as standard upto 20% of the Buildings sum insured. Alternative Accommodation is also included.
Property Owners Liability
This will provide you with protection in the event that a tenant or visitor is injured at your property for which you are legally liable. Cover is automatically included.
Landlords Contents
This cover is important for Landlords who rent out their property part or fully furnished.It provides cover for items such as carpets, furniture, televisions etc in the property belonging to the landlord.
There are other additional covers available such as Rent Guarantee and Legal Expenses which we will be happy to discuss with you should they be required.
Commercial Let Properties
If you are a Landlord with a Commercial Let Property, whether occupied or not, we can offer very competitive quotations from a wide range of specialist insurers. Cover normally includes Buildings, Loss of Rent upto 36 months and Property Owners Liability and can be tailored to your exact needs. Minimum premiums start as low as £200 and we can cater for the most complex risks including Multi-tenure Buildings, multiple properties and plots of land in isolation. Terrorism cover and Legal Expenses can also be included if required.
We can also offer extremely competitive quotations in respect of Blocks of Flats owned through Residential or Management associations.